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Loan Modification FAQs

Q. What is a loan modification?

A. A Loan modification is a new agreement between you and your lender making revisions to the terms of your original loan. It helps you, the borrower, by making the payments more affordable, but also can be beneficial to the lender who recognizes that the relatively small loss through this process is much less than their losses involved with a foreclosure. 

 

Q. How can a loan modification attorney help me?

A. A loan modification lawyer can help you get the best and quickest results by understanding your needs from a legal perspective. A loan modification lawyer can put a stop to any foreclosure proceedings while you negotiate with your lender.

 

Q. How long should I expect a loan modification to take?

A. This may vary per lender, but generally a loan modification can be resolved within 30-90 days.